LIFESTYLE Loans (for cosmetic, dental, vision, orthodontics, audiology, veterinarian, fertility, adoptions, and other health- related products and procedures) 1, 3, 4
› As low as:
3.65%
ADVENTURE Loans (for new or used boats, snowmobiles and ATVs) 3, 5
› As low as:
5.50%
Shared Secure Loans (up to 60 months) 1
5.75%
Personal Loans 1
› As low as:
9.99%
Personal Lines of Credit
› As low as:
10.25%
VISA Classic Credit Card
10.99%
VISA Platinum Credit Card
7.89%
FIRST MORTGAGE LOANS
Interest Rate %
% down
Points
APR *
First Mortgage - 15 year
4.00%
5%
0
4.00%
First Mortgage - 20 year
4.25%
5%
0
4.25%
First Mortgage - 30 year
4.38%
5%
0
4.38%
First Mortgages are offered through Mortgage America - 610.376.1755. Rates listed are not guaranteed.
* - APR (Annual Percentage Rate) is as of 8/1/2010 and subject to change. Actual Interest Rate will be determined based on member’s overall credit history and score. Not all members will qualify for lowest rate disclosed.
** - The APR will never be less than 4.75% or greater than the maximum allowed by law (currently 18%); annual rate increase can not exceed 2%.
1 - Rate disclosed based on maximum Discovery Rewards discount (.25% for direct deposit; .25% for automatic payment from DFCU account).
2 - Rate based on 36 month term.
3 - Actual interest rate determined by term of loan and member’s overall credit history and score; rate listed is for a 12 month term.
4 - Rate based on 12 month term.
5 - Rate based on 120 month term.
6 - Rate based on new vehicle. Different rates apply for used auto loans.
SAVINGS & INVESTMENT RATES
Average Daily Balance
Dividend Rate *
APY **
CHECKING
Free Checking
$.01 and over
.00%
.00%
INVESTMENTS
Money Market
$1,000.01 - $10,000.00
.60%
.60%
$10,000.01 - $25,000.00
.75%
.75%
$25,000.01 - $50,000.00
.85%
.85%
$50,000.01 - $75,000.00
1.00%
1.00%
$75,000.01 & above
1.04%
1.05%
Traditional IRA
$0.01 - $1,000.00
.50%
.50%
$1,000.01 - $10,000.00
.60%
.60%
$10,000.01 - $25,000.00
.75%
.75%
$25,000.01 - $50,000.00
.85%
.85%
$50,000.01 - $75,000.00
1.00%
1.00%
$75,000.01 & above
1.04%
1.05%
Roth IRA
$0.01 - $1,000.00
.50%
.50%
$1,000.01 - $10,000.00
.60%
.60%
$10,000.01 - $25,000.00
.75%
.75%
$25,000.01 - $50,000.00
.85%
.85%
$50,000.01 - $75,000.00
1.00%
1.00%
$75,000.01 & above
1.04%
1.05%
Educational IRA
$0.01 - $1,000.00
.50%
.50%
$1,000.01 - $10,000.00
.60%
.60%
$10,000.01 - $25,000.00
.75%
.75%
$25,000.01 - $50,000.00
.85%
.85%
$50,000.01 - $75,000.00
1.00%
1.00%
$75,000.01 & above
1.04%
1.05%
Certificates ***
6 month
.95%
.95%
12 month
1.19%
1.20%
18 month
1.39%
1.40%
24 month
1.64%
1.65%
36 month
2.03%
2.05%
48 month
2.42%
2.45%
60 month
2.77%
2.80%
SAVINGS
Basic Savings
$.01 and over
.50%
.50%
Vacation Club
$.01 and over
.50%
.50%
Holiday Club
$.01 and over
.50%
.50%
Custom Savings
$.01 and over
.50%
.50%
Youth Savings
$.01 and over
.50%
.50%
Wedding Registry Accounts
$.01 and over
.50%
.50%
* Dividend Rate is as of 8/1/2010 and subject to change.
** Annual Percentage Yield - assumes dividends remain on deposit - is as of 8/1/2010 and subject to change.
*** Fixed rate for term of Certificate. Minimum balance requirement of $500.
FEDERALLY INSURED BY THE NCUA. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government by the National Credit Union Association, a US Government Agency.
Discovery Federal Credit Union is an Equal Opportunity Lender. Discovery Federal Credit Union is an Equal Housing Lender.
