Discovery Federal Credit Union

Click here for a printable version of Discovery Current Rates. LOAN RATES		APR *


New & Used Vehicle Loans (100% financing) ^{1, 2, 6}	› As low as:	5.39%

Vehicle Equity Loans (up to 100% of NADA Value) ^{1, 2}	› As low as:	5.39%

Home Equity Line of Credit **	› As low as:	5.25%

Home Equity Loans ^{1, 2}	› As low as:	3.99%

LIFESTYLE Loans (for cosmetic, dental, vision, orthodontics, audiology, veterinarian, fertility, adoptions, and other health- related products and procedures) ^{1, 3, 4}	› As low as:	2.90%

ADVENTURE Loans (for new or used boats, snowmobiles and ATVs) ^{3, 5}	› As low as:	5.50%

Student Loans, Stafford (Offered through PHEAA)		6.80%

Student Loans, PLUS (Offered through PHEAA)		8.50%

Shared Secure Loans (up to 60 months) ¹		5.75%

Personal Loans ¹	› As low as:	9.74%

Personal Lines of Credit	› As low as:	11.00%

VISA Classic Credit Card		10.99%

VISA Platinum Credit Card		7.89%

FIRST MORTGAGE LOANS	Interest Rate %	% down	Points	APR *


First Mortgage - 15 year	4.99%	5%	4	5.07%

First Mortgage - 20 year	5.25%	5%	5	5.37%

First Mortgage - 30 year	5.38%	5%	5	5.42%

First Mortgages are offered through Mortgage America - 610.376.1755. Rates listed are not guaranteed.

* - APR (Annual Percentage Rate) is as of 7/1/2008 and subject to change. Actual Interest Rate will be determined based on member’s overall credit history and score. Not all members will qualify for lowest rate disclosed.

** - The APR will never be less than 4.75% or greater than the maximum allowed by law (currently 18%); annual rate increase can not exceed 2%.

1 - Rate disclosed based on maximum Discovery Rewards discount (.25% for direct deposit; .25% for automatic payment from DFCU account).

2 - Rate based on 36 month term.

3 - Actual interest rate determined by term of loan and member’s overall credit history and score; rate listed is for a 12 month term.

4 - Rate based on 12 month term.

5 - Rate based on 120 month term.

6 - Rate based on new vehicle. Different rates apply for used auto loans.

SAVINGS & INVESTMENT RATES	Average Daily Balance	Dividend Rate *	APY **


CHECKING

Free Checking	$.01 and over	.00%	.00%


INVESTMENTS

Money Market	$1,000.01 - $10,000.00	1.24%	1.25%

	$10,000.01 - $25,000.00	1.54%	1.55%

	$25,000.01 - $50,000.00	1.93%	1.95%

	$50,000.01 - $75,000.00	2.28%	2.30%

	$75,000.01 & above	2.52%	2.55%

Traditional IRA	$0.01 - $1,000.00	.50%	.50%

	$1,000.01 - $10,000.00	1.24%	1.25%

	$10,000.01 - $25,000.00	1.54%	1.55%

	$25,000.01 - $50,000.00	1.93%	1.95%

	$50,000.01 - $75,000.00	2.28%	2.30%

	$75,000.01 & above	2.52%	2.55%

Roth IRA	$0.01 - $1,000.00	.50%	.50%

	$1,000.01 - $10,000.00	1.24%	1.25%

	$10,000.01 - $25,000.00	1.54%	1.55%

	$25,000.01 - $50,000.00	1.93%	1.95%

	$50,000.01 - $75,000.00	2.28%	2.30%

	$75,000.01 & above	2.52%	2.55%

Educational IRA	$0.01 - $1,000.00	.50%	.50%

	$1,000.01 - $10,000.00	1.24%	1.25%

	$10,000.01 - $25,000.00	1.54%	1.55%

	$25,000.01 - $50,000.00	1.93%	1.95%

	$50,000.01 - $75,000.00	2.28%	2.30%

	$75,000.01 & above	2.52%	2.55%

Certificates ***	6 month	2.81%	2.85%

	12 month	3.01%	3.05%

	18 month	3.06%	3.10%

	24 month	3.11%	3.15%

	36 month	3.16%	3.20%

	48 month	3.25%	3.30%

	60 month	3.35%	3.40%


SAVINGS

Basic Savings	$.01 and over	.50%	.50%

Vacation Club	$.01 and over	.50%	.50%

Holiday Club	$.01 and over	.50%	.50%

Custom Savings	$.01 and over	.50%	.50%

Youth Savings	$.01 and over	.50%	.50%

Wedding Registry Accounts	$.01 and over	.50%	.50%

* Dividend Rate is as of 7/1/2008 and subject to change.

** Annual Percentage Yield - assumes dividends remain on deposit - is as of 7/1/2008 and subject to change.

*** Fixed rate for term of Certificate. Minimum balance requirement of $500.

	PRIVACY STATEMENT \| DISCLOSURE \| PRESS RELEASES \| CONTACT US \| EN ESPAÑOL
	© \| Partners Design, Inc. \| Development © Discovery Federal Credit Union. All Rights Reserved. FEDERALLY INSURED BY THE NCUA. Your savings federally insured to at least $100,000 and backed by the full faith and credit of the United States Government by the National Credit Union Association, a US Government Agency. Discovery Federal Credit Union is an Equal Opportunity Lender. Discovery Federal Credit Union is an Equal Housing Lender.