How to Deposit a Check Using the Discovery FCU Mobile App

Skip the trip to the credit union! Save time and gas money by depositing your
check using your mobile device.


Depositing checks using your Apple or Android Mobile Device is easy and convenient. Once you have downloaded the Discovery FCU mobile app, follow the instructions below to deposit your checks anytime, anywhere, simply by taking a picture of it.


Login to online banking through your Discovery FCU mobile app. Click here for instructions on how to download the mobile app.

Click on the ‘Piggy Bank’ icon to access mobile deposits. If you are using an Apple device, this icon will be located on the bottom menu of the app. If you are using an Android device, the icon will be located in the main menu navigation.


Click on the ‘Make a Deposit’ menu option.


Endorse your check. Sign your check and include this information underneath your signature: For Mobile Deposit Only Discovery FCU and Your Discovery FCU Account Number



Complete the information requested.  Select which account you want the deposit to go to. Input the amount of the check. Then, get ready to take a photo of the front and back of your check. Taking a picture of your check on a flat service works best.  



Take a photo of the front of your check.  
Select the Front of Check Camera option as indicated above. You’ll need to adjust your mobile device camera to include all four corners of the check. Once you take the photo and you review it to make sure it is legible and includes all four corners, click on ‘Use’. If the image isn’t legible, or all four corners of the check aren’t in the picture, simply click on retake.



Take a photo of the back of your check.  

Select the Back of Check Camera option. Make sure you have endorsed your check as described above. Position the check like the one shown below, you need to have the endorsement area on the side of the camera with the red 'Endorsement Signature' writing. Once you take the photo and you review it to make sure it is legible and includes all four corners, click on ‘Use’. If the image isn’t legible, or all four corners of the check aren’t in the picture simply click on retake.



Click on ‘Deposit’. Keep your check in a secure place for your records.


The check deposit will typically take one business day to process; however longer delays may occur. Your funds will be subject to the same holds and availability of funds as a check deposited at the credit union branch. 


If you have any questions or need assistance with mobile check deposits, contact the credit union at 610.372.8010 or send us a secure message through Discovery FCU Online Banking.


You will be prompted to enter your password on the next page.

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2744 Century Blvd., Wyomissing, PA 19610|tel 610.372.8010|fax 610.372.8105|ABA Routing #231385646
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