Choose the Discovery Checking Account that is right for you.
Accessing your money has never been easier at Discovery Federal Credit Union. Members enjoy all of the benefits of banking local with nationwide convenience. Discovery has partnered with more than 5,000 credit union branches across the nation to allow our members to conduct basic financial transactions to their Discovery account at a ‘shared branch’ location. Members also have access to more than 55,000 surcharge-free ATMs worldwide. Banking on the go is simple & convenient with free online banking, mobile banking with mobile check deposit, online bill pay, overdraft protection and more.
Discover Convenience! Open a Discovery checking account today.
Simplify your checking with no minimum balance requirement.
Earn competitive dividends on balances of $1,000.00 or more.
Nationwide Convenience is offered with all Discovery Checking Accounts
Members must be 13 years of age or older to open a checking account. Primary account owners between the ages of 13 to 17 years of age MUST have an adult (person 18 years of age or older) listed as a joint owner on the account to open a checking account.
Checking (Interest) Maintenance Fee - $9.95/month
Fee is waived if all qualifications are met during the dividend period – minimum balance of $1,000.00, enrolled in e-statements & online banking, and have a least one direct deposit made to the account.
Checking (Basic) Account Inactivity Fee - $5.00/month
A Basic checking account is considered inactive if there has been no monetary transaction made to the account for six (6) consecutive months. Fees and/or dividends do not constitute activity. Fee is not applicable if the primary member on the account is under 21 years of age.