Discovery FCU is Hiring



Discovery FCU is seeking a results-oriented, motivated individual with excellent time-management and communication skills to serve our members and the credit union as an Asset Recovery Specialist.



Responsible for the control of late and/or delinquent loan accounts and pending late payment reminders. Make follow-up contacts on delinquent loan accounts and maintain accurate records on delinquent loan accounts. Optimize collections on accounts while balancing the goodwill of members.



  • Monitor payments for late and/or delinquent status. Follow-up on delinquent, high balance and overdue credit balance accounts using various methods of communication utilizing a high standard of professionalism and empathy.

  • Contact high balance and/or delinquent members using various methods of communication to determine the reasons for balance or delinquency, and assist them in developing plans to bring accounts to a current status. Develop workout plans and collect on overdue accounts wherever possible.

  • Secure credit bureau reports, skip trace loan accounts, maintain accurate data for repossessions, bankruptcies, charge-offs, etc.

  • Research payroll deductions, stops, starts and changes as they may affect the status of a loan repayment.

  • Assist members with delinquent real estate loans to resolve delinquency.

  • Determine when to compromise and settle balances, and when to initiate foreclosure and repossession proceedings.

  • Determine when the loan collateral should be repossessed, and serve as liaison with attorneys or agencies in handling the repossession of collateral.

  • File all claims, attend hearings, and coordinate with trustees for all bankruptcy filings.

  •  Investigate and correct discrepancies in loan applications and credit bureau reports.

  • Prepare the monthly report to the Board of Directors on delinquent loans and proposed charge-offs.

  • Performs miscellaneous job-related duties as assigned.



  • Associate’s degree in accounting/business administrations/finance or related experience.

  • At least two years prior financial institution experience, preferably with a credit union.

  • Advanced computer and communication skills.




Please send your resume and salary requirements to Include ‘Asset Recovery Specialist Opportunity’ in the subject line. Fax to 610.372.8105 or mail to:


Human Resources

Discovery Federal Credit Union

2744 Century Blvd.

Wyomissing, PA 19610





Discovery FCU is an equal opportunity employer.



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2744 Century Blvd., Wyomissing, PA 19610|tel 610.372.8010|fax 610.372.8105|ABA Routing #231385646
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