Personal Checking

Checking Account Product Average Daily Balance
Dividend Rate*
APY**
Basic Checking $.01 and above
0.00%
0.00%
Interest Checking $1,000.00 and above 0.15% 0.15%

 

Business Checking 

Checking Account Product Average Daily Balance
Dividend Rate*
APY**
Business Checking $1,000.00 and above
0.15%
0.15%

 

Money Market

Average Daily Balance
Dividend Rate*
APY**
$2,500.01 - $25,000.00
0.10%
0.10%
$25,000.01 - $50,000.00
0.15%
0.15%
$50,000.01 - $75,000.00
0.20%
0.20%
$75,000.01 & above
0.25%
0.25%

Certificates

Term
Dividend Rate*
APY**
6 month***
0.65%
0.65%
12 month***
1.05%
1.05%
18 month***
1.25%
1.25%
24 month***
1.49%
1.50%
36 month***
1.74%
1.75%
48 month***
2.03%
2.05%
60 month***
2.23%
2.25%

Traditional IRA

Average Daily Balance
Dividend Rate*
APY**
$0.01 - $2,500.00
0.05%
0.05%
$2,500.01 - $25,000.00
0.10%
0.10%
$25,000.01 - $50,000.00
0.15%
0.15%
$50,000.01 - $75,000.00
0.20%
0.20%
$75,000.01 & above
0.25%
0.25%

Roth IRA

Average Daily Balance
Dividend Rate*
APY**
$0.01 - $2,500.00
0.05%
0.05%
$2,500.01 - $25,000.00
0.10%
0.10%
$25,000.01 - $50,000.00
0.15%
0.15%
$50,000.01 - $75,000.00
0.20%
0.20%
$75,000.01 & above
0.25%
0.25%

Educational IRA

Average Daily Balance
Dividend Rate*
APY**
$0.01 - $2,500.00
0.05%
0.05%
$2,500.01 - $25,000.00
0.10%
0.10%
$25,000.01 - $50,000.00
0.15%
0.15%
$50,000.01 - $75,000.00
0.20%
0.20%
$75,000.01 & above
0.25%
0.25%

SAVINGS

  Average Daily Balance
Dividend Rate*
APY**
Basic Savings $.01 and over
0.05%
0.05%
Vacation Club $.01 and over
0.05%
0.05%
Holiday Club $.01 and over
0.05%
0.05%
Custom Savings $.01 and over
0.05%
0.05%
Youth Savings $.01 and over
0.05%
0.05%

* Dividend Rate is as of 04/01/2018 and subject to change.
** Annual Percentage Yield - assumes dividends remain on deposit and subject to change.
*** Fixed rate for term of Certificate. Minimum balance requirement of $500.

 
 

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Rates @ A Glance

New & Used Vehicle Loans as low as 1.99%
Home Equity Line of Credit as low as 0.99%
LIFESTYLE Loans as low as 3.65%
VISA Platinum Credit Card 8.99%
Certificates as high as 2.25%
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2744 Century Blvd., Wyomissing, PA 19610|tel 610.372.8010|fax 610.372.8105|ABA Routing #231385646
Equal Housing Lender NCUA Your savings fedarally insured to at least $250,000 and backed by the full faith and credit of the United States Governmennt